Welcome to Topmancard.com
Topman Card image overlayed with images of Models
Topman Card - Get more from Topman
WHAT YOU GET

ONE A £10 VOUCHER WHEN YOU SPEND £40 OR MORE AFTER RECEIVING YOUR FIRST STATEMENT*

TWO FREE POSTAGE 4 times a year WHEN YOU SHOP AT TOPMAN.COM*

THREE Exclusive access to gig and festival tickets 

FOUR An extra 10% off sale prices during the first week of the sale 

FIVE Free Topman vouchers and music downloads if you spend on your topman card

SIX Sign up to receive our weekly stylemail 

*All offers subject to availability and will run at various times of the year.

Check statements for offers.

Typical 19.9% APR Variable
SUMMARY BOX
 
The information contained in this table summarises key product features and is not intended to replace any terms and conditions.
APR

Typical 19.9% APR variable

• Rates from 19.9% APR to 24.9% APR depending on individual circumstances.
Other interest rates
Introductory Rate
Monthly Rate
Annual Rate
Retail Purchases N/A From 1.520% p.m. to 1.874% p.m From 18.245% p.a. to 22.482% p.a.
Cash Transactions² N/A From 2.104% p.m. to 2.130% p.m. From 25.249% p.a. to 25.555% p.a.
Balance Transfers N/A N/A N/A
Interest Free Period • Maximum 56 days on Retail Purchases if you pay your balance in full and on time.
Interest Charging Information
You will not pay interest on new purchases if you pay your balance in full and on time Otherwise, the period over which interest is charged will be as follows:
  From To
Retail Purchases Date added to the Account Repaid in full
Cash Transactions Date added to the Account Repaid in full
Balance Transfers Date added to the Account Repaid in full
Allocation of Payments you do not pay off your balance in full, payments we receive will be applied in the following order:
1. Insurance Premiums;
2. Interest, Charges or Fees (other than foreign currency)(in that order)
3. Balance Transfers (those with lower rates being paid first).
4. Retail Purchases (in the order they were added to your account)
5. Cash Transactions (those with lower rates being paid first)
6. Buy Now Pay Later Transactions (in the order they were added to your Account)
Foreign currency fees will be repaid in the same order set out above as the Transaction to which they relate. See the 'Other Financial Information' section of the Credit Agreement for full details.
Minimum repayment • The full balance outstanding if it is less than £4.00, otherwise 4% (minimum £4.00) of the outstanding balance.
• If you only make the minimum payment it will take longer and cost more to clear your balance.
Amount of Credit Minimum credit limit £250
Maximum credit limit Subject to Status
Fees • No annual fee
Charges Cash Transactions N/A
Special Transaction Balance Transfers – we will tell you the amount of the fee when offering these to you  
Cash Transactions 3% (minimum £3.00)
Paper copies of statements £3.00
Overseas Transactions (including Cash Transactions) 2.75%
For further details, please refer to your Credit Agreement Additional Conditions
Default Charges Late Payment Fee £12.00
Administration Fee for returned cheques or direct debits £12.00
Over limit Fee £12.00
Trace Fee £25.00 (applied if you do not inform us of a change of address and we have to trace you)
Credit Balance Fee Up to £10 (applied if you have a credit balance on your Account for three consecutive months)
2 Where permitted on the account

No Quibble Guarantee:
In the unlikely event that you are not totally satisfied with your Topman Card, please call our Customer Services on 0871 522 5252 (Calls may be monitored and recorded for quality and security purposes. Calls cost 10p per minute plus network extras) and take advantage of our No Quibble Guarantee. If you contact us within 60 days of opening your Account and then pay your outstanding balance within 30 days, we will close your Account for you and waive the interest charges and fees (we may require the notification in writing). This guarantee is in addition to and does not affect any statutory rights that you may have.

Credit is subject to status to UK residents aged 18 years and over. Credit is provided by Santander Cards UK Limited. Registered office: 2 Triton Square, Regent's Place, London NW1 3AN. Registered in England and Wales. Registered Number 1456283. Retailer is Topman Limited. Colegrave House, 70 Berners Street, London, W1T 3NL. Registered in England. Company No. 1016191

 

You can use your Topman card in Topshop, Burton, Dorothy Perkins, Evans, Miss Selfridge, Outfit and Wallis